We get it. You're in a hurry and just need to know the basics. Here they are! First do yourself a favor. Print two copies of this Right Now! Put them in your glove box. in case you meet someone accidentally! 1 If you've caused damage to YOUR OWN car, you only pay up to the amount of your deductible then Your insurance company pays the rest.
2 If your car damaged someone else or their car, YOUR INSURANCE pays for their injuries and car damages with NO DEDUCTIBLE or money from you. If they don't like the price or is too much for them to pay out of pocket, then they call THEIR insurance company.
2 If your car damaged someone else or their car, YOUR INSURANCE pays for their injuries and car damages with NO DEDUCTIBLE or money from you. If they don't like the price or is too much for them to pay out of pocket, then they call THEIR insurance company.
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In 1971, my father Ralph A. Malerba, started our auto body repair shop right here in the heart of Long Island. His most famous statement to a potential customer was Sure, we can fix it. We can fix anything, except a broken heart. His wisdom and humor was only a shadow of his integral, magnetic character.
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